Kruzr
Kruzr is a driver safety & analytics platform for motor insurers that helps them price their policies based on the user’s driving behavior & settle claims accurately.

TEAM
Ayan (CPO), Himanshu (Engineering Head), Nitin (Head of ML) ,me (head of design) along with a team of 25 engineers.
ROLE
Head of Design (responsible for all aspects of design from UI-UX, brand & collaterals)
CONTRIBUTION
Research, conceptualize & design the first MVP based on the business hypothesis
Develop Kruzr brand logo, website & collaterals
Redesign Kruzr mobile based on driver feedback
Design Kruzr pulse as per sales requirements
Setup & manage testing team, process
Research, conceptualize & design the first MVP based on the business hypothesis
The founding team at Kruzr had prior experience in working with road safety. They got the idea of creating a driving assistant that can use mobile technologies & design to reduce driving distractions, hence leading to a reduction in road accidents.
I joined the team when they had a technology POC & wanted to approach the product more holistically through design.
Once we had an idea about the impact, we started to work out the technology solutions & UX concept.
From the technology side, we found that mobile sensors (GPS & accelerometer data) are sufficient to differentiate between driving & non-driving state. By analysing data over the cloud, we can also provide safety alerts to drivers in almost real-time. A Voice interface can be built to give a hands-free mobile experience to users.
Armed by this knowledge we envisioned a driving assistant.
Kruzr Android App V1
We created a demo motor insurer dashboard that synced with our cloud data after every trip and provided motor insurers with information on how their customer spectrum looked like from a driving safety perspective.
We got tremendous excitement from motor insurers and insurtech VCs when we demonstrated what we can potentially do. We got a chance to do our product demo with the leading insurers & reinsurers in Europe like SwissRe, MunichRe, Generali & several more.
Develop Kruzr brand logo, website & collaterals
We did a quick branding exercise. We picked blue as our primary colour based on our initial liking and inspired by mobility players like Uber. We created website narratives around our driving assistant & how the insurance industry is transforming. We create micro animations on our site to showcase the nature of the assistant like proactive, calming & more.
We got a seed fund of $1.3 Million to work on our product & approach more clients in Europe. We also got selected in Insurtech accelerators by leading motor insurers validating our market hypothesis.
TESTING
For testing, we created a pool of local taxi drivers. They were eager to test Kruzr when we told them about how it can increase their safety & works on voice. We got the apps installed on their phones and guided them on how to use them. We set up periodic calls, spent time observing them while they drove as well as monitor their usage data on amplitude. We found that
Voice interactions didn’t work properly because mobile data fluctuates during driving
Drivers got irritated when Kruzr took over their phone & it often led to app uninstalls
We didn’t have enough contextual data to provide accurate safety interventions
Each driver has different preferences and skills. 1 experience product doesn’t work for all.
Our data capturing frequency and methods led to huge batter usage (~33% per hour)
Our experience didn’t work as intended on all devices & apps. Hence we had to design too many way arounds, complicating our development
These findings led to changes across our product direction, concept model & tech architecture.
Redesigning Kruzr mobile app
After seeing the results from our prolonged testing phase, we changed our product strategy from Vision first to Sales first. We started to study the market & competitors. In parallel, we deliberated over voice interface & real-time assistance. In the end, we decided to park the voice interface for a later stage. For real-time assistance, we realized that our models were highly simplified and weren’t accurate most of the time. They needed a lot more data to be accurate. So we pulled out the real-time components as well.
Our new product definition:
Kruzr mobile is a driving analytics app for drivers to make them aware of their driving behaviours and engage with their driving community.
Design Kruzr pulse as per sales requirements
Our initial dashboard was just for demo purposes. Through continuous collaboration with insurers, we defined use-cases and features for our dashboard.
Driver profile to price policies at an individual level
Trip profile to help with claim settlement
Reporting
CURRENT STATUS
Ongoing Pilots with European clients
In talks to become a safety standard partner for a major safety org in Germany
In talks for White labeled solution for clients
Team Behind the wheel
Notes (To be expanded upon)
Design Maturity at Start-ups (the non-glamorous version of the Design maturity framework)
Design as a Team Sport
Prototyping your way through an Unknown problem
Design your product for users (and testers!)